October 20, 2017

About Us

About Clark Financial Planning Services LLC

Clark Financial Planning Services LLC, a Registered Investment Adviser (RIA) in the state of Florida,  is a fee-only financial planning firm that specializes in providing holistic financial planning and investment advisory services to individuals, families, and small businesses. We help people of all income levels achieve their goals and obtain peace of mind over their finances.

Location Independent

The address shown is my business mailing address and not my physical work location. I work out of my home office and meet clients at professional office space throughout the region. I have several locations throughout South Florida where I meet clients. Chances are I already have a location near you and if I do not, I will find one. For clients who are comfortable with technology, I will work with you on a virtual basis no matter where you are located, by utilizing secure online screen sharing sessions and conference calls.

Holistic and Fee-Only

I provide holistic fee-only financial planning services. Being holistic means I work with you on all areas of your financial life including retirement planning, investment planning including specific strategies and recommendations, insurance planning, estate planning, budgeting and cash flow, tax planning and preparation, college planning, and goal setting among others. I help to integrate all of these different areas together into a comprehensive plan that makes sense for you.

Being fee-only means I sell nothing but my advice. I do not receive commissions, nor do I pay or accept referral or finder’s fees. The only fees I receive are the fees you pay me for the services I provide to you.

How I Can Help – The Importance of Integration

What often happens is that you go to a stockbroker for investment advice, an insurance agent to buy insurance, an accountant for tax preparation, and an attorney for estate planning. You end up with several pieces of your financial plan in place, but each was developed independently by a different person at different times in your life. Is it any wonder that the pieces then do not fit together?

I work with you to put all the pieces of your financial life together into one comprehensive plan that matches your goals and values. Instead of just telling you what to do, I work together with you, educating you and providing you with easy-to-understand recommendations and helping you implement them every step of the way.

Retainer Service with Ongoing Consultation

For a yearly retainer fee, I work with you on an ongoing basis. We have regularly scheduled meetings to cover all the topics mentioned above that are relevant to you. In addition, I am available to provide advice any time you request it on the financial matters that concern you at no additional cost to you.

Financial Tune-Up

I also offer a Financial Tune-Up service. The Financial Tune-Up is a good first step for clients who may not currently be a good fit for the yearly retainer or who want to try out my services before making a long-term commitment. It is a one-time consultation (total of three hours of meeting time) in which I work with you to address up to three of your pressing issues. I typically spend six to eight hours of my time researching and analyzing your issues in preparation for our meeting.

The Financial Tune-Up is ideal for:

  • Young professionals just getting started in their careers and needing help with making decisions about such things as their employer provided retirement plan, selecting the appropriate types of insurance coverage, building emergency savings, and budgeting and record keeping.
  • Those who are transitioning from one stage of their lives to another, such as moving towards financial independence or retirement, and would like some feedback and advice on their situation.
  • Anyone who has concerns or worries about some specific financial issues that they feel needs immediate attention.

About Steven Clark, CFP®, EA

Steven_Clark_PictureI am a fee-only financial planner who helps people of all income levels achieve their goals and obtain peace of mind over their finances. I founded Clark Financial Planning Services LLC in 2014, and I run the firm in the Parkland, Boca Raton, Coconut Creek, and Coral Springs area of South Florida.

I had a wonderful 28-year career in the high technology industry starting out in electronics, then becoming a software engineer, and later a technical manager leading software development teams. Although I thoroughly enjoyed my previous career, personal financial planning and investing have also been my hobbies and passion for over 25 years, and I felt drawn to turning this passion into a career where I can help people achieve their personal and financial goals.

I started investing and planning for the future when I signed up for my employer’s 401(k) plan in 1985 when I was 24 years old. Ever since then, I have been learning about investing and personal financial planning because I found it enjoyable and fun, but also because I wanted to have more choices in my life as I got older. To me money is not about getting more of it just so you can increase your lifestyle and buy more things but rather, it is about giving you more choices in life so that you can reach the goals and dreams you have for your family, your business, and yourself, and ultimately have peace of mind and security.

When my parents became ill in 2011, they asked me to help them with their investments and other financial affairs. At that time, I was on a sabbatical from my previous career evaluating what I wanted to do next. That experience with my parents became the catalyst for me to focus on becoming a professional financial planner and advisor so I can help other people reach their personal and financial goals, and be there to help them through life’s transitions.

I am a CERTIFIED FINANCIAL PLANNER™ professional, a NAPFA-Registered Financial Advisor, and an IRS Enrolled Agent (EA). An enrolled agent is a federally authorized tax practitioner who has technical expertise in the field of taxation. As an EA, I have been admitted to practice before the Internal Revenue Service.

I earned my Certificate in Financial Planning from the University of Georgia Terry College of Business. I also hold an Associate Degree in Electronics Engineering and a Bachelor of Science Degree in Computer Science.

I am a member of the following organizations:

  • Parkland Chamber of CommerceBoard Member and Secretary
  • Coral Springs Regional Chamber of CommerceAmbassador
  • Alliance of Comprehensive Planners (ACP)Chair of the Student Membership Committee
  • Financial Planning Association (FPA)Started the 2ndActGen community on FPA Connect, a forum where career changers can share their experiences and seek help and support that is unique to them
  • National Association of Personal Financial Advisors (NAPFA)  NAPFA-Registered Financial Advisor
  • National Association of Enrolled Agents (NAEA)Member
  • Florida Society of Enrolled Agents (FSEA) Member
  • BetterInvestingMember

duchess2When I am not working, I enjoy the outdoor lifestyle of South Florida, spending time at the beach enjoying sunsets with my wife, bicycle riding, walking our dog Dutchess, and I love to cook and try out new recipes while enjoying a glass of wine. Sunset3

 

 

 

 

Contact us today.